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personal finance, banks 

I hate how every time I talk to a bank I end up filling out a budget spreadsheet and pretending that I follow a budget from month to month..

When the truth is just that I make enough money that I don't have to plan it out exactly. Since I'm naturally somewhat frugal there's some headroom and I don't have to try to not use it, it just sort of works out.

personal finance, banks 

@rune I can recognize this. I had to make a budget when I earned a lot of money and barely spent any. I didn't really know much what I spent my money on, just that I could move a significant portion to my savings account every month.

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